Welcome to Access Payment Systems

 

We provide Complete Electronic Payment Systems for all transaction types. Credit Card Processing, Automated Payments, ACH, Real-Time Check Verification, Check Guaranty, Gift Cards, POS Systems, Medical Payments and Level 3 P-Card Processing.

Full Service Provider

 

We make Accepting Payments for the Products & Services you sell Easy and Affordable using a variety of Electronic Payment Services.

 

No Gimmicks or Games

Let us Streamline your Transaction Process with Our Solutions to Fit your Business Processes.

Serving Businesses Nationwide

 

Read What Our Clients Say About Us.

Client Testimonials

No Brainer

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Reduced Risk and Hassle – Uncompromised Security and State of the Art Technology.

We Can Beat your Processing Rates and Reduce your Transaction Costs!

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Our Services

Credit Card Processing

Credit Card Processing

Multiple payment options for all your credit card processing needs including Virtual Terminals, Batch Processing, eCommerce, Mobile, Donations, Point of Sale and POS Systems.

ACH Processing

ACH Processing

All forms of ACH or also known as an echeck or EFT. Can be used for both debits and credits. Excellent form of payment to offer your clients as an added alternative to credit card processing and lower your transaction cost.

Real Time Check Verification

Real Time Check Verification

Lower the risk of accepting checks or ACH transactions by verifying bank accounts as being open, closed or in a negative balance. Verify funds and check names against accounts too.

Purchasing Card Processing

Purchasing Card Processing

Lower your transaction cost by processing Level 3 P-Card transactions and help your government or corporate clients reconcile invoices much easier and faster.

Electronic Check Collection (RCK)

Electronic Check Collection (RCK)

Electronically collect on returned paper checks or ACH originated payments FREE of charge and get paid 100% of the face value of the check. Speeds up the process of handling bounced checks and gets your money faster.

Identity Verification

Identity Verification

A variety of identity offerings to determine if individuals or companies are who they say they are. Verify addresses, loans, industries, surrounding tenants (business). Know who you are doing business with.

Our Solutions

Virtual Terminals

Virtual Terminals

Cloud based payment processing platforms for both credit card and ACH processing and also real time check verification. Extensive payment options for single and automated payments with a full suite of reporting.

eCommerce Solutions

eCommerce Solutions

Payment Gateways with extensive APIs to integrate into software or shopping carts in order to accept payments from customer via credit card or ACH/echecks.

Batch Processing

Batch Processing

High volume processing for both credit card and ACH transactions using your in-house client database software. Fully automated using our software or send files via FTP.

Point of Sale (POS) Systems & Equipment

Point of Sale Systems & Equipment

Feature rich POS Systems for hospitality and retail offering both simple POS systems to very advanced POS systems. Get up to speed with PCI compliant EMV/chip card terminals including NFC enabled mobile wallet terminals.

Donations Processing

Donations Processing

Accept donations from your website easily with both credit card and ACH / eChecks. Offer both onetime and recurring automated donations. Includes a Virtual Terminal and a full suite of reporting tools.

Mobile Payments

Mobile Payments

Process both credit card and ACH / eChecks with your mobile phone. All transactions deposited directly to your bank account with no fees removed from the daily deposit. Access to a full suite of reporting tools and a virtual terminal to manage transactions.

Read What Our Clients Say About Us

Before our relationship with Access Payment Systems began we were using PayPal. I am glad we used PayPal but only because it helped me to appreciate Access Payment Systems program much more. I’ve gotten in a routine of pulling up the donations each week on my first day back in the office and it is really working great and the money automatically goes into our bank account. With PayPal, I had to request it to be transferred, which was one lump sum and very hard to reconcile as to which donations had been transferred to the bank. PayPal caused me a lot of headaches when it came time to reconciling to the bank statement but the system that Access Payment Systems provided made it much easier for me.

 

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Marilynn Deines

Bookkeeping, Missions Ministries

We first partnered with Access Payment Systems(APS) in 2003 to process our ACH transactions. We were processing our credit cards with another provider and decided to keep that relationship. We were looking for a solution to handle both single and recurring payment processing and at that time there were not many options for ACH processing. We were pleasantly surprised with the functionality of the Virtual Terminal APS provided and the available reporting options. Reporting for ACH processing is very important and having access to real-time reports displaying both funded and rejected items as they happen made a big difference.

 

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Piete Beckner

CFO, Association of American Educators

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