In today’s world of ever-improving technology, paying with “plastic” is one of the most common forms of payment. Swiping your credit card is a fast and easy way to pay for a purchase. Instead of hassling with counting cash, you can complete a transaction with one card. You also avoid the problem of carrying too much cash and putting yourself at risk for theft. However, credit cards come with their own risk. Unsavory people try to find ways to steal your credit card information and charge outrageous amounts to your account. These tips will help you avoid credit card theft.
Sign your credit cards as soon as you receive them.
Keep a watchful eye on your credit card during every transaction. Avoid letting someone leave your sight to swipe the card.
Save your receipts so you will have a record of your transactions to compare with your monthly bill. If you notice any odd charges, contact your credit card company.
Keep your cards separate from your wallet. In the event that your wallet is stolen, your credit cards will still be safe.
Write down all of your account numbers and other pertinent card information and store this in a safe place. This will prove valuable in the event that your cards are stolen. It will help expedite the process of canceling your cards.
Never loan your cards to someone else.
Never give out your credit card information over the phone unless you are certain that you are dealing with a reputable company.
Never sign a blank receipt or leave your receipts lying around your home or car. If the wrong person gets a hold of your receipts, they could easily steal your card information, along with a copy of your signature.
Keep your cards in a secure place on your person, not in the glove compartment of your car or lying on the dash. Again, this makes you an easy target for credit card theft.
Protecting yourself from credit card theft involves common sense. Consider your credit cards to be actual cash – would you leave hundreds of dollars in plain sight? Would you let someone walk away with hundreds of dollars? By following these tips and using your own common sense, you can safely use credit cards.